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Communities of Property Owners - All you need to know

When buying an apartment in Spain, or a house which forms part of a development, you will often hear talk of a “Communidad de Propietarios” or “Community of Property Owners” and the service charges that can form part of the running costs of owning a property in Spain.  What is this mysterious “community”? And how does it impact upon you as a property owner in Spain?

Last updated: 3 July 2017

How to avoid Spanish tax nightmares

It is natural for anyone to want to pay less tax.  This is so whether in relation to income, capital gains, inheritance, or any other taxable amount.  At home in the UK we tend to take the advice of qualified accountants, or tax lawyers, who guide us as to the most effective method of calculating our dues without paying more than we are obliged to pay.

Outside of the UK we may be tempted to throw caution to the wind and take whatever route appears to be the cheapest, if at least someone who seems to know what they are talking about, suggests it to us.  In Spain, that is certainly something that happens all too frequently.

In Spain there are three principal circumstances in which people try to save tax in ways that are either unlawful, potentially prejudicial, or both.

Last updated: 16 March 2017

A Place in the Sun Live - London, 5-7 May 2017

E&G Solicitors in Spain is delighted to announce that we will once again be exhibiting at A Place in the Sun Live this May at Kensington Olympia, London.  

We are very pleased to be continuing our relationship with the biggest overseas property exhibition in Europe and look forward to meeting people looking to realise their dream of acquiring a place in the sun.  

Last updated: 3 April 2017

Why it's essential to use an independent Spanish lawyer when buying your place in Spain

Almost anyone who purchases a property in England or Wales will entrust the legal aspects of the transaction to a solicitor, either a specialist conveyancer, or a general practitioner, but in any event a qualified independent legal adviser protecting the interests of the purchaser.  Only people with previous experience of property purchases and considerable knowledge of property law ought to contemplate handling their own transactions and even then it makes little sense to do.  That is because by engaging a solicitor not only should you be guaranteed that the purchase will be handled competently, but if a professional adviser makes an error that causes the purchaser damages, there ought to be a professional indemnity insurance policy to cover the loss.

The same principle applies to buying a property in Spain.  Before you make any payment either to a seller or to an estate agent you need to engage an independent Spanish lawyer to advise and assist you in respect of the purchase.  If you make any payment before you have received advice then you risk losing the money paid if you do not proceed.  In England or Wales you would not make any payment to an estate agent to ensure that the property is taken off the market.  In fact, you would be extremely surprised if an estate agent asked you for a payment.  

 
Last updated: 3 March 2017

The true cost of being a homeowner in Spain

The costs of buying a property in Spain have been well documented.  What many people fail to consider in the excitement of buying their dream home in the sun are the costs of being a property owner.  The key to avoiding surprises is to make sure that your independent Spanish lawyer advises you of the estimated running costs before you commit to purchasing a property.  

Here, we guide you through the costs of owning a property in Spain, and the expenses you can expect to encounter in running your Spanish home. 

Last updated: 7 February 2017

Moving to Spain After Brexit

Many Brits buy property in Spain with the intent to move to Spain, or to retire to Spain, but the Brexit vote has left the possibility of moving to Spain after Brexit up in the air for many.  Of the many issues for Brits to consider as a result of the Brexit vote is their on-going right to spend time in Spain, whether on holiday, simply without working, in retirement, as a base from which to run a business, or for any other reason.

Spanish immigration rules currently provide for people from countries outside of the EU to apply for permission to reside in Spain for one of a number of reasons.  It follows that whatever terms the UK government manages to negotiate  after Brexit, it will still be possible to for Brits to continue to spend short or extended periods in Spain provided they comply with the rules.

Hence, this article will seek to demonstrate to the reader what may be necessary in order to continue, or to begin, living in Spain in the worst case scenario.   It is not accurate as to the position currently for UK citizens.  Neither does it purport to foresee what the UK government may negotiate with the EU, or with Spain on a bilateral basis.

Last updated: 23 November 2016

Buying property in Spain after Brexit

The results of the Brexit vote have left many wondering what the future will bring.  One of the questions we have been asked most frequently in recent weeks is “what will be different about buying property in Spain after Brexit?”   

We set out our thoughts on how Brexit will affect those Brits who are already property owners in Spain in a previous article, which you can find here.  In this article we consider life after Brexit for those still thinking about buying property in Spain.  
Last updated: 7 November 2016

Reclaim of deposits for off-plan properties in Spain

For many who attempted to purchase property off-plan in Spain and who found that the property was not completed, it has been an uphill struggle to reclaim deposits paid to developers.  This year new hope emerged for those affected when the Spanish government applied a law to allow investors to reclaim deposits for unbuilt off-plan properties in Spain.  

Here we take you through the background to the law regulating deposits paid for off-plan properties in Spain.  We also analyse why some investors found themselves in difficulties following the economic downturn.  Finally we explain the current position when it comes to reclaiming deposits paid for unbuilt off-plan properties in Spain.  

 
Last updated: 27 September 2016

A Place in the Sun Live - Birmingham NEC, 23 - 25 Sept, 2016

E&G Solicitors in Spain is delighted to announce that we will once again be exhibiting at A Place in the Sun Live this September at the NEC in Birmingham.  

We are very pleased to be continuing our relationship with the biggest overseas property exhibition in Europe.  

Each show welcomes over 7,000 visitors and 120 exhibitors showcasing worldwide properties to suit any budget.  You will find stands covering all of your needs when it comes to purchasing property in Spain including currency advice as well as a wide range of estate agents covering the whole of Spain.  The schedule is packed with informative presentations including panel discussions on the A Place in the Sun Hub featuring our own Jonathan Eshkeri.

Last updated: 22 August 2016

What happens if you do not make a Spanish will?

If you own property in Spain or in the UK, or both, it is advisable that you make a Spanish will and a UK will.  One of our most frequently asked questions is “do I need to make a Spanish will?” and we are frequently surprised by the number of people we meet who have not made a will in Spain or in the UK.   To clarify matters, here we set out what happens to your assets if you die without a will in Spain and in the UK.  

Last updated: 2 June 2016

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Testimonials

When buying our Spanish property, Jonathan’s services proved to be invaluable as he steered us around a number of potential problems and ensured a speedy and successful conclusion to our purchase. At all times we found Jonathan to be highly professional, informed and sympathetic to our situation. His experience and knowledge of relevant law, process and language combined with his professional contacts gave us a peace of mind which we still enjoy today.

Amanda and Michael Whitfield, Northumberland

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