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Spanish assets and minor interests

In England & Wales it is impossible for buildings and land to be registered in the name of a minor (someone under 18 years of age according to English law).  Instead, property is held in trust for the minor, whereby the legal owner of the property is an adult who holds the beneficial interest in the property for the minor.  There may be more than one trustee and more than one beneficial owner. The duties of a trustee in those circumstances are established clearly by law in England & Wales.

Last updated: 12 April 2019

Deal or no Deal - Brexit Update

In 2016, immediately following the referendum of 23 June, we considered the possible effects of Brexit on Brits in SpainBrits intending to move to Spain, and those who intended to purchase property in Spain after Brexit.  

We intended, as the negotiations progressed, to write regular updates as the terms for the United Kingdom leaving the European Union were agreed.  Since 23 June 2016 we have been watching and waiting. It has been extremely difficult to put anything in writing when the position has remained undefined.  We are now in April 2019 and it seems that the Brexit position is no clearer.

The fact that a Brexit deal that can pass through Parliament has not yet been reached does not, however, mean that the position is entirely uncertain.  In some ways Brexit will not have any discernible effect on day to day life for individual Brits in Spain. In some respects Brexit will have a minor impact and in other areas we will see significant change to the status quo.  

The Spanish government, aware that there are significant numbers of Brits travelling to, investing in and residing in Spain, has put initiatives in place so that the position in the event of a no deal Brexit is clea

Last updated: 9 April 2019

5 key things you need to know when buying property in Spain

The process, costs and pitfalls of buying a place in Spain have been well documented.  However, what follows the purchase receives less attention, despite being equally important.  Being a property owner in Spain attracts the same risks and responsibilities as owning property in any other jurisdiction, but there are some quirks that are unique to Spain.  Here we guide you through the steps you ought to take and matters you should be aware of when you become a property owner in Spain.

Last updated: 15 March 2019

Buying a rural property in Andalusia - the DAFO

It can come as no surprise to those familiar with real estate in Spain to know that a number of rural properties throughout the country, particularly in Andalusia, were built without planning permission.  The issue of how best to deal with these properties has plagued the Spanish authorities as well as causing anxiety for buyers and sellers of Spanish property for many years.

Last updated: 5 October 2018

A guide to buying property in Spain using a mortgage

While it is certainly fortunate to be able to purchase a primary or secondary residence with funds that you already have in your bank account, many people who are able to do so opt to finance the purchase in part by borrowing from a lending institution, often a bank, secured against the property that they are purchasing.  Applying for a mortgage in the UK is relatively straightforward. Many of us have done so at least once, if not multiple times.

Last updated: 9 May 2019

Who's who in your Spanish property purchase?

It is only natural that first time buyers of property in Spain are uncertain of the route to completion of the transaction.  Spanish laws and business practices are often a long way from what one would expect in the UK, although when analysed carefully it becomes clear that with a few notable exceptions the actors involved in a Spanish property transaction are not entirely dissimilar from those one would expect to encounter in one’s home country.

Last updated: 2 August 2018

Buying property in Spain with friends and family

Home is where the heart is, and what better way to create a home in Spain than by sharing the property with friends and family from the outset?  For this reason, it is not uncommon for a number of family members or a group of friends to buy property in Spain together.  For most people this is an arrangement that works well for all involved, but there are risks involved and for that reason, it is important to consider the options before you proceed. 

Last updated: 2 August 2018

Navigating the planning rules in Spain

We Brits often have a love hate relationship with the Mediterranean climate.  We love the sun, but we are often not so keen on the heat.  Blue skies cheer us up, but the antidote to the warm side effect of the blazing sun is a lovely blue pool to dive into when the thermometer seems as if it is about to burst.  In fact, a pool is almost always an essential requirement of anyone buying a property on or near the Spanish coast.  

If you buy on a development then there will always be a communal pool, but if you are considering purchasing a detached house on a plot, then you will be broadening your options if you consider building your own pool, whether because no pool has been built at a house that you fancy, or because the pool already built there is not exactly what you were after.  While building a whole house from scratch is a bit of a task in Spain, even for a native Spaniard, building a pool is not quite as onerous and is far less likely to go wrong.

Last updated: 16 November 2017

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