Spanish legal advice in plain English

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Buying property in Camposol, Spain

The Camposol development in Murcia, Spain, is an area known to have been plagued by difficulties during the build and in its early years.  As the situation has improved and stabilised, British buyers have been tempted by the plentiful supply of property at reasonable prices and so we are seeing more buyers keen to purchase a place in Camposol.  

As with any property purchase in Spain, early independent advice is the key to making a successful purchase.  However, there are some issues peculiar to the Camposol development that it is important you are aware of before taking the plunge. 

Last updated: 24 February 2022

Spanish wills

As specialists in Spanish succession law we are frequently asked by clients “Do I really need to make a Spanish will?” as it seems that there are a lot of mixed messages about this issue on the Internet. The answer, as with so many legal questions is; “It depends,” but there are a number of compelling reasons why it can benefit you to have a Spanish will in place if you own assets in Spain.  

Last updated: 15 November 2022

Spanish assets and minor interests

In England & Wales it is impossible for buildings and land to be registered in the name of a minor (someone under 18 years of age according to English law).  Instead, property is held in trust for the minor, whereby the legal owner of the property is an adult who holds the beneficial interest in the property for the minor.  There may be more than one trustee and more than one beneficial owner. The duties of a trustee in those circumstances are established clearly by law in England & Wales.

Last updated: 27 August 2021

Deal or no deal - Brexit update

Please note that there is more up-to-date information in relation to Brexit. You may find our video on the effect of Brexit for UK nationals throughout the transition period and beyond helpful. We also have a more recent article on living, working and owning property in Spain.

In 2016, immediately following the referendum of 23 June, we considered the possible effects of Brexit on British property owners in Spain, Brits intending to move to Spain, and those thinking about buying property in Spain after Brexit.

We intended, as the negotiations progressed, to write regular updates as the terms for the United Kingdom leaving the European Union were agreed.  Since 23 June 2016 we have been watching and waiting. It has been extremely difficult to put anything in writing when the position has remained undefined.  We are now in April 2019 and it seems that the Brexit position is no clearer.

Last updated: 27 August 2021

Spanish tax for EU and non-EU residents

While it is an unfortunate certainty that we will all be subject to tax if we own property in Spain, what is uncertain are the different types of taxation and the level of that taxation, depending upon whether the person liable to the tax is resident in the EU, the European Economic Area, or neither.  While most people who buy property in Spain are nationals of EU member states, including Brits for the time being, it is also useful to focus on the extent to which those who are not resident in the EU are treated differently from a taxation perspective, as that is the most likely position of UK nationals in the not too distant future.

Last updated: 15 November 2021

5 key things you need to know when buying property in Spain

The process, costs and pitfalls of buying a place in Spain have been well documented.  However, what follows the purchase receives less attention, despite being equally important.  Being a property owner in Spain attracts the same risks and responsibilities as owning property in any other jurisdiction, but there are some quirks that are unique to Spain.  Here we guide you through the steps you ought to take and matters you should be aware of when you become a property owner in Spain.

Last updated: 27 August 2021

Buying a rural property in Andalusia - the DAFO

It can come as no surprise to those familiar with real estate in Spain to know that a number of rural properties throughout the country, particularly in Andalusia, were built without planning permission.  The issue of how best to deal with these properties has plagued the Spanish authorities as well as causing anxiety for buyers and sellers of Spanish property for many years.

Last updated: 19 August 2020

A guide to buying property in Spain using a mortgage

Please note that while the process remains the same, there have been some changes in relation to the cost of a Spanish mortgage. For further information, please see our article highlighting this change here.

While it is certainly fortunate to be able to purchase a primary or secondary residence with funds that you already have in your bank account, many people who are able to do so opt to finance the purchase in part by borrowing from a lending institution, often a bank, secured against the property that they are purchasing.  Applying for a mortgage in the UK is relatively straightforward. Many of us have done so at least once, if not multiple times. Apart from being advised by your solicitor as to the potential effect of a mortgage, that is about all that you need to know.

In Spain the system is slightly more involved and considerably more costly.  

Last updated: 24 February 2022

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Testimonials

Thank you so much to Josep and Cristina. I was really anxious about purchasing a property abroad and you both made the process so much easier as a result of your excellent communication and friendliness. I will continue to use your services for all of my Spanish legal matters. Outstanding.

Tessa Gall, Scotland

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